Choice Home Warranty: A Comprehensive Review

Owning a home can be expensive and maintaining it can be a hassle. That’s why it’s important to have a reliable home warranty service to cover unexpected repairs and replacements. In this article, we’ll take an in-depth look at Choice Home Warranty, a popular home warranty provider. We’ll examine their coverage options, pricing, customer service, and more, so you can make an informed decision about whether Choice Home Warranty is the right choice for your home warranty needs.

What is Choice Home Warranty?

Choice Home Warranty is a home warranty service that covers the repair or replacement of major systems and appliances in your home. They offer two plans, the Systems Plan and the Total Plan, which cover a range of items from HVAC systems to kitchen appliances.

Coverage options

  • Systems Plan

The Systems Plan covers the repair or replacement of 14 major systems in your home, including:

  • Air conditioning and heating systems
  • Electrical systems
  • Plumbing systems
  • Water heaters
  • Plumbing stoppages
  • Whirlpool bathtub
  • Ductwork
  • Garage door openers
  • Ceiling and exhaust fans
  • Central vacuums
  • Sump pump
  • Well pump
  • Refrigerator
  • Oven/range/cooktop

Total Plan

The Total Plan covers everything in the Systems Plan, plus the repair or replacement of 10 major appliances in your home, including:

  • Clothes washer
  • Clothes dryer
  • Dishwasher
  • Built-in microwave
  • Garbage disposal
  • Trash compactor
  • Freestanding ice maker
  • Garage door opener
  • Ceiling and exhaust fans
  • Central vacuums


Choice Home Warranty offers both annual and monthly payment options for their plans. The cost of each plan depends on several factors, including the size of your home and the level of coverage you choose.

Annual payment options

The annual cost for the Systems Plan ranges from $495 to $625, depending on the size of your home. The annual cost for the Total Plan ranges from $550 to $725.

Monthly payment options

If you choose to pay monthly, the cost for the Systems Plan ranges from $45 to $55 per month, and the cost for the Total Plan ranges from $52 to $60 per month.

Service call fees

Choice Home Warranty charges a service call fee of $85 for each claim. This fee is waived if the claim is for the same item within 30 days of the initial repair.

Customer service

Choice Home Warranty offers 24/7 customer service and claims support. They have a network of over 15,000 licensed and insured contractors and service providers across the country.

Home Appliance Insurance Choice Home Warranty Cost

Home appliances are an integral part of our daily lives. They help us in cooking, cleaning, washing, and many other tasks. But as these appliances age, they become prone to breakdowns and malfunctions, which can be quite costly to repair or replace. That’s where appliance insurance comes in handy. One such option is Choice Home Warranty – a popular choice among homeowners.

Choice Home Warranty offers comprehensive coverage for a wide range of household appliances including refrigerators, air conditioners, heating systems, plumbing systems, electrical systems and more. The cost for their plans varies depending on the level of coverage you choose and your location. However, compared to the cost of repairing or replacing these appliances out-of-pocket, Choice Home Warranty’s plans are reasonably priced.

Another benefit of Choice Home Warranty is their prompt response to service requests.

Pros and cons


  • Choice Home Warranty covers a wide range of systems and appliances.
  • They have a large network of contractors and service providers.
  • Their plans are customizable to fit your specific needs.
  • They offer both annual and monthly payment options.


  • Some customers have reported delays in service and claim processing.
  • Choice Home Warranty may deny coverage for pre-existing conditions or improper maintenance.
  • Their service call fee is higher than some other home warranty providers.

How to sign up for Choice Home Warranty?

You can sign up for cheap home warranty choice home warranty online or by phone. They offer a You can sign up for Choice Home Warranty online or by phone. They offer a simple and straightforward sign-up process, and you can choose the level of coverage that best suits your needs. Once you’ve signed up, you can start using your warranty right away.


  1. How do I file a claim with Choice Home Warranty? You can file a claim by calling their claims department or submitting a claim online through their website.
  2. Is there a limit to the number of claims I can file? No, there is no limit to the number of claims you can file.
  3. How long does it take for Choice Home Warranty to process a claim? Processing times can vary depending on the nature of the claim, but Choice Home Warranty aims to process claims as quickly as possible.
  4. Are there any exclusions to Choice Home Warranty’s coverage? Yes, there are certain items that are not covered by Choice Home Warranty, including pre-existing conditions, cosmetic defects, and improper installation or maintenance.
  5. Can I cancel my Choice Home Warranty plan? Yes, you can cancel your plan at any time. However, if you cancel within the first 30 days, you may be subject to a cancellation fee.


Overall, Choice Home Warranty is a solid choice for homeowners looking for reliable coverage for their home systems and appliances. They offer customizable plans, affordable pricing, and 24/7 customer service. While there have been some reported delays in service and claim processing, many customers have had positive experiences with Choice Home Warranty. If you’re in the market for a home warranty provider, Choice Home Warranty is definitely worth considering.